No cost for new members

Members Offered Disability Insurance

AAPG’s Committee on Group Insurance recently announced a “no-cost” new member disability insurance benefit for new U.S. members under age 50 who have graduated from college.

Terry Hollrah, committee chair, called the new benefit, which became effective June 1, 2010, “a tangible and very personal enhancement to AAPG membership.”

There is no cost to the new member or AAPG for this benefit for the initial six months of coverage. This is very similar to the “no cost” $30,000 Group Term Life Insurance benefit which has been provided to new members for many years.

Hollrah said AAPG is now one of the very few national professional associations that provide new members with two valuable types of coverage – term life, and disability income insurance.

The new member disability income benefit provides $600 of monthly protection for up to two years beginning on the 61st day of total disability. Coverage is guaranteed issue with no exclusion for pre-existing conditions.

Benefits can be increased, subject to customary underwriting requirements.

New members can renew both the term life and disability income plans as long as they retain their membership and pay the renewal premiums, which are payable after the “no-cost” coverage periods expire. These insurance benefits can be valuable because they are personally portable throughout a member’s professional career, regardless of employer changes.

For more information contact AAPG’s GeoCare Customer Service Department toll-free at 1-800-337-3140, or e-mail geocarebenefits@agia.com.

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